Alternative to Obama-care?

Philip Greenspun of MIT and Web development fame is working on a draft of an essay on how to reform health care. Sound like a dry topic? It isn’t. Here’s a sample from the rough draft:

… Suppose that you could give up two years of life expectancy in exchange for the following: paid-for housing, paid-for cars, paid-for college, paid-for vacations, paid-for children. Instead of living 78 years, you’d expect to live 76, but you’d never have to work full-time and could probably pack a lot of enjoyment into those 76 years because you wouldn’t be a slave to day-to-day expenses.

Let’s compare the U.S. to Mexico. Mexicans share our continent, our love for soda and corn syrup, and our tendency towards chubbiness (source). We spend approximately $8500 per year per American on health care and live to the age of 78. A Mexican can expect to live to age 76. How much do Mexicans spend on health care? Their per-person GDP is only about $13,000 per year, and they supposedly spend about 6 percent of GDP on health care (source) so $800 per person is a good estimate.

An American will spend $600,000 in order to add two years to the end of his life. Those two years may very well be spent in an intensive care unit or a nursing home and certainly are not likely to be spent on the tennis court or visiting the Venice Biennale.

For that $600,000, an American could have the following:

  • a house, free and clear of all mortgages (median price for a single family house sold nationwide in May 2009 was $170,000)
  • a lifetime supply of automobiles, assuming $20,000 per car, a 10-year life per car, and 50 years of driving ($100,000)
  • 50 vacations for a family of four (average cost $1600; total of $80,000)
  • a college education ($25,000 of tuition for four years at a public university)
  • two children, reared to the age of 17 ($125,000 per kid, average cost for a basic family (source); note that a pair of Americans could have four children, all of whose costs would be completely paid for out of this $600,000)
  • $75,000 in walking-around money

– Philip Greenspun from rough draft of Health Care Reform for the United States

Greenspun’s longer draft covers a great deal more and offers many other specific recommendations for improving the current U.S. health care system. Read and comment on the full essay.